Under 50 Employees? Think you are safe from the ACA? Maybe not!

The Affordable Care Act (also known as the PPACA or Obama Care) goes “live” on January 1, 2014, although aspects of it are effective now. The law requires that “large” employers with 50 or more employees must provide health coverage or pay a penalty. This has been described as “Play or Pay”. (BTW, this is …

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Learning the ACA One Bite at a Time

  How many of you have heard the old joke “How do you eat an elephant?” The answer is “one bite at a time.” Well the Affordable Care Act is an elephant. With nearly a 1000 pages of regulations, which have spawned many more thousands of pages of additional regualtions and explanations, it is very …

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Who is a Full-time Employee under the Affordable Care Act?

The year 2013 is rapidly slipping toward 2014, the big year when the Affordable Care Act insurance coverage provisions take effect. There are still a lot of questions employers have. One of them is “Is my company covered?” That question is answered by determining how many full-time employees you have or, in reality, how many …

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