Suspension without pay may be a COBRA qualifying event

Most HR people know that if an employee experiences a “qualifying event” under COBRA they must be sent the paperwork for continuation of insurance coverage.  According to the USDOL the qualifying events for employees are: Voluntary or involuntary termination of employment for reasons other than gross misconduct Reduction in the number of hours of employment …

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Under 50 Employees? Think you are safe from the ACA? Maybe not!

The Affordable Care Act (also known as the PPACA or Obama Care) goes “live” on January 1, 2014, although aspects of it are effective now. The law requires that “large” employers with 50 or more employees must provide health coverage or pay a penalty. This has been described as “Play or Pay”. (BTW, this is …

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Free Preventive Care for Women: The Impact of New Regulations

On August 1 the Obama administration announced sweeping new guidelines for women’s health care which will change everything  from distribution of birth control pills to administration of breast exams. According to White House spokesperson Stephanie Cutter this will mean insured women will no longer pay anything out of their own pocket. As of Aug. 1, 2012, all …

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Pet Insurance: Will It Really Get That Candidate to Work For You?

I have a question for you. If you are looking for work and you are lucky enough to have competing job offer what will make you decide that you want one job over another? Pay, title, location, company culture, or the fact that you are offered pet insurance as part of the benefit package? I …

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